We don’t charge any fees for advice and recommendation for your insurance needs.

Bharat Mortgages are an independent concern, which means we can choose from all the major insurers to select the best one for you.

When you buy a property funded by a mortgage, you are obliged to take out buildings insurance. This cover pays for the cost of rebuild, should your property be burnt to the ground or shoring up if it suffers subsidence, for example. It is also advisable to insure the contents of your home. You will probably need life insurance or critical illness insurance that would pay off your mortgage if you were to die during the mortgage term. You might even consider insuring your monthly mortgage payments against being unable to work due to an accident, sickness or unemployment (ASU). Our handy calculators will tell you how much your ASU might cost, depending on the size of your mortgage and the amount of cover you need. We can provide free insurance quotes for all these possible eventualities.

For more in-depth information about insurances and its associated areas, please contact us with your questions and we will be happy to assist you further. Click here